The Mortgage Mogul

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About

Introducing The Mortgage Mogul.

★★★★★ Rated Excellent on Google

I’m Bal, otherwise known as THE Mortgage Mogul.

 

After passionately working in finance for over decade, I felt it was high time I set up on my own and took the best from the businesses I have worked with over the years – and incorporated the highlights into my personalised service, hence The Mortgage Mogul was born.

The Mortgage Mogul Balwant Dhaliwal

Why The Mortgage Mogul?

Well I know only too well that it’s very important to have a mortgage broker.  Especially one with your best interests at heart.  Someone who is on your side and works for you to deliver the best that the market has to offer.

 

My history is in working with HNW clients within investment banking and hedge fund management, however what has always motivated me is in assisting clients like yourself on a personal level to achieve their property ambitions.

 

And right now, I find that my clients need that help in spades to achieve what historically may have been easier than it is today.

 

I’ve been a mortgage and financial protection adviser for over 10 years now and I’m just as fired up as I was when I started in the industry, hence the word mogul – I have access to mortgages and lenders within the industry to help you and your family get the mortgage and protection you need.

Often mortgage advisers all look to clients to be created equal, after all we quite often all have the same lenders and products to offer as everyone else.  However my own skills lie in exactly how I go about advising you and how I use lenders at my disposal to your specific advantage.

 

For me, it’s about the correct level of upfront due diligence and knowing exactly where I can take you to achieve what you need. The key word here is upfront, no client I have ever worked with wanted to receive a mortgage decline, and it’s my job to understand your profile inside out at the outset, so we only progress with viable routes for you and your family.  There’s nothing worse than finding something out late in the process, as it could put the transaction at risk, something I work extra hard to avoid.

The Mortgage Mogul residential property

In short, I have been around and operated long enough to know my credit scores from my swap rates.

 

Today therefore, I utilise all of my years of experience to assist my clients to get the mortgage that they deserve, the right product at the right rate.


It’s my duty to also discuss and assist clients with financial protection for life, critical illness and income protection to make sure they are better protected should the worst happen – and I can assure you, sometimes the worst does happen.

As I ask my clients a lot of personal questions, it’s only fair for me to give you an insight into my life and passions away from work!

Here goes…

I was born, bred and raised in the smoke of The Black Country – West Bromwich. I have now moved a smidge to rural and leafy South Staffordshire, but for me home is where the heart is.

I come from a big family being the middle child of 5, and one of 23 grandchildren, family is everything to me. My favourite childhood memories were spending every summer in the park with my siblings and cousins playing sports and games. Nowadays life consists of catching up over Face Time with all our kids all screaming in the background.

I graduated with a BA Hons degree in Accounting & Finance. During my studies I developed a passion for Personal Financial Planning and Financial Markets, and I knew this was the career path I wanted to pursue. My professional career started at Deutsche Bank where I thoroughly enjoyed my role managing a portfolio of Multi-National hedge fund clients, providing the perfect platform for me to transition into personal financial advice.

I am married to Karen, who I met at work in 2008. Married for over a decade (officially half a life sentence!). She is my rock and my constant shining light when hurdling the challenges of everyday life. She hasn’t had it easy but still maintains this possessive drive to be at her best on a daily basis, be it in her job, or in her private life. She motivates me to strive to be the best version of myself.

My 2 boys, Dhilan & Aavan are an absolute joy (when they want to be). Dhilan enjoys kick boxing, swimming and football, where we encourage him to have fun whilst pushing boundaries (similar to business in many ways). Our daily walks to school allow us to reflect and forget the worries of the world. Aavan is at that age where literally everything is a game, he is that toddler that you cannot take your eyes off. He is mischievous and cheeky but gives the best hugs! Teething and sleep regressions come with the package, but he has completed our family. Like his brother Aavan has developed a love of animals so we like to visit zoos and farms as a family.

I am a massive football fan, a Manchester United season ticket holder and love to follow the team home, away and abroad. My office adorns a signed shirt from Eric Cantona, my all-time favourite player. I have played football competitively since the age of 11 and now play in a veteran’s league for over 35s, not yet ready to swap the left wing for a 9-iron. I recently started coaching a kid’s team, completing the relevant coaching qualifications and learning the fundamentals of helping the next generation to develop their skills.

I enjoy cooking and hosting friends and family. Nothing beats home-cooked food and a lot of wine, surrounded by your loved ones on any occasion.

So, if you think I’m the right man for the job, please get in touch. I would love to assist and help in any way I can.

Thank you,

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Services

Delivering mortgage and protection expertise.