The Mortgage Mogul

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How The Mortgage Mogul can help you

Expert mortgage advice.

★★★★★ Rated Excellent on Google

Find your next mortgage with personalised expert advice and guidance from The Mortgage Mogul.

Think carefully before securing other debts against your home. Consolidating debt may reduce your outgoings now, but you may end up paying more overall. Your home may be repossessed if you do not keep up repayments on your mortgage. Most Buy-to-Let Mortgages are not regulated by the Financial Conduct Authority.
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Why Choose The Mortgage Mogul

Get your own dedicated mortgage adviser

Whether your are looking to purchase your first home, remortgage your existing property or invest in somewhere new, as a fully qualified mortgage adviser, I am here to make getting the mortgage you need happen.

 

With access to hundreds of mortgage deals available on the high street, as well as exclusive specialist lender deals not available direct, you can discover a solution tailored to your specific requirements and your application will get the time and attention it deserves.

Flexible Service

Get an appointment at a time to suit you, whether that is by telephone, video chat or face to face.

Access Lenders

Get access to some of the UK's top mortgage lenders, including the majority of mainstream lenders as well as

Initial Consultation

Be confident that you have the right solution for you with a no obligation initial conversation.

Industry Insights

No matter how complex your needs, I'm here to help and your application can benefit from over 15 years of industry experience and know-how.

Peace of Mind

To help to make the most of your investment and protect your family, I can also help you find comprehensive protection and insurance.

Dedicated Support

Making the process as seamless as possible, I'll handle all the paperwork and support your application through to completion.

Ready to discover your mortgage options?

Mortgage Services

How The Mortgage Mogul can help you

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First Time Buyers.

If you are just taking your first step onto the property ladder, I can help make finding your very first mortgage straight-forward and as stress-free as possible. Get started to discover your options.

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Home Movers.

If you have found your next dream home, don't miss the opportunity, I can help find the finance you need to get moving and the keys in your hand. Get in touch to discuss the options available from a range of UK lenders.

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Remortgages.

If your mortgage deal is coming to end, don't get stuck on undesirable rate. I can help make the remortgaging process quick and easy and can even help you with debt consolidation and raising capital to fund home improvements.

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Self Employed.

If you are self employed or work as a contractor and need a new mortgage, it can be daunting but with years of experience, I can simplify the process and provide a range of options for you to consider.

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Adverse Credit.

A low credit score can make getting a mortgage more complex, but it doesn't have to. With access to hundreds of deals and lender contacts, I will find you cost effective solutions for your unique circumstances.

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Buy to Let.

Whether you are buying in your personal name or through a limited company, get expert advice for your investment, plus access to the latest deals on the market from a range of high street and specialist lenders.

The process

How does it work?

01. Discovery.

It all starts with a quick chat. We can arrange a convenient time to suit you and I'll just need to ask a few questions to fully understand your financial situation and what you need.

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02. Mortgage Expertise

I'll then conduct my research from a wide range of lenders to find a suitable solution where you meet the lending requirements. You will then be presented with a solution that outlines the key features and details any costs involved.

03. Approval.

Upon acceptance of the recommended solution, I will handle all of the paperwork and support your application each step of the process through to completion. You'll be kept updated throughout the process and of course I will be on-hand for any questions.

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17/05/2024
Balwant is brilliant as a morgage advisor. As a first time buyers he guided us so patiently through out the process. I would 100% recommend him. Good luck 👍
04/04/2024
Great service and trustworthy, Bal was quick and effiencent and easy to work with would definitely recommend.
03/04/2024
Great advise and service provided. Strongly recommended to anyone looking for a mortgage. Thank you for looking after us
30/01/2024
Top quality mortgage advise; personal informative and quality service. Have used multiple times and will continue to do so in the future
09/01/2024
Bal is super knowledgable on the whole first time buyer process and made everything simple. Highly recommend!
08/01/2024
I cannot speak more highly enough about Mortgage Mogul. Got a mortgage/ remortgage done at the same time with me not needing to worry for a second. My life was made so easy with them, as it was a case of here is all the documentation required. Followed by a friendly honest chat on questions / concerns I have. Before you know it, all done. Thank you for taking this stress away from me. So glad I went with you and will be recommending to others moving forward.
03/01/2024
Bal helped us remortgage to a better deal. He was very helpful, gave good advise and was responsive throughout the process seeing it to conclusion. Highly recommended!
22/12/2023
Bal is a top mortgage advisor. He has always been very friendly and attentative with helping me ascertain a mortgage. Hes always ready to answer the phone and answer any questions to make sure i fully understand every aspect of the mortgage.
19/12/2023
Balwant made the whole process of obtaining my mortgage stress free and efficient. I received a fantastic deal and great service from him. I would definitely use him again and recommend him to friends and family. My "go to" guy for mortgage and home insurance needs.
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Get The Answers You Need

If you would like to know a little more about The Mortgage Mogul, head this way…

This will all depend on your unique circumstances and financial goals. At the Mortgage Mogul, you will only ever get personalised advice, so the easiest way to get an accurate amount is to get in touch for a no obligation chat. 

Loan to Value or LTV is a simple calculation that most lenders us to determine the amount of equity you have in your property and the percentage of borrowing you can take out against your property. For example, if your property is worth £250,000 and you are looking to borrow £180,000, this would give you a LTV of 72%.

With a fixed-rate mortgage, the amount you pay each month will remain the same for an agreed period of time – for example two or five years. The benefit to this is by having a set amount can give you peace of mind that no unexpected costs will arise and it can help you budget. 

With a variable-rate mortgage, the amount that you pay each mortgage can fluctuate in respond to any Bank of England Base Rate changes.  

You can secure a new rate up to six months prior to your current fixed rate ending.

The earlier you do this the better, as you can start planning ahead for any significant changes in outgoings.

Ready to find your next mortgage?

★★★★★ Rated Excellent on Google

You voluntarily choose to provide personal details to The Mortgage Mogul via this website. Personal information will be treated as confidential by me and held in accordance with GDPR requirements. You agree that such personal information may be used to provide you with details of services and products in writing, by email or by telephone. By submitting this information you have given your agreement to receive verbal contact from me to discuss your mortgage requirements. Please see the privacy policy for more details.